I get a call the other day, automated, VISA randomly checking up on possibly suspicious credit card activity. I call back, a little leery, phishing expeditions rampant these days.  After pressing one touchtone key after another, I finally get a live voice, a sweet woman who tells me she can’t get into my account without my password.  Whichever one I came up with was the wrong one. Not to worry, she said. She’ll have someone call me. A security thing.

A few minutes pass. No call. Of course now I’m worried, at the same a little glad I forgot my password. Continue. . .